Pennsylvania Couple Spends $120K That Was Accidentally Put in Their Bank Account

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MONTOURSVILLE, Pa. – Almost like an episode of ABC’s, “What Would You Do?”, a Pennsylvania couple received the ultimate test.

The middle class couple, the wife a U.S. Postal worker and the husband, a water company supervisor, checked their bank account and to their surprise they were $120,000 richer. The couple, according to the affidavit, had just over $1100 in their bank account when the error occurred.

Rather than call the bank to point out the mistake, the couple went on a shopping spree and even helped friends out with some of their new-found riches. According to the Williamsport Sun-Gazette, the couple, in less than three weeks in June withdrew and spent over $100,000.

The couple, identified as Robert and Tiffany Williams, of Montoursville, Pennsylvania, used the money to buy camper, car trailer, a race car, and they put a down payment on an SUV, police said. The pair was responsible with their riches, paying off bills and generously helping their struggling friends out with $15,000.

The bank error that occurred on May 31, 2019, was not caught by the bank until three weeks later. When the error was realized the money was pulled from their account and put into the correct account. At the time, the couple had less than $20,000 left in their account, leading to over $100,000 in overdraft charges.

The bank contacted Tiffany Williams to work out the repayment since they were responsible for the funds that they spent. She told them she would speak with her husband about it and call them back, but never did, police said. After numerous attempts to get in contact with the couple, the bank contacted police in July 2019.

The couple is facing charges of Theft by unlawful taking, receiving stolen property, and conspiracy. They have both been released on $25000 bail each.