CDI Commissioner Says “Repeal and Replace” of ACA will Leave 20 Million Without Insurance

SACRAMENTO – The State of California Insurance Commissioner Dave Jones issued a statement explaining the potential impacts of President-Elect Trump’s proposal to repeal the Affordable Care Act (ACA).

Commissioner Jones said that repealing the ACA will leave over 20 million Americans without coverage that was made possible through Federal premium subsidies and Medicaid expansions. “With President-Elect Trump and the Republican Congressional Leadership’s “repeal and replace”, those federal subsidies are eliminated as well as the other market reforms in the Affordable Care Act, which protect ordinary consumers,” said Jones.

In California alone, the ACA has enabled coverage to 5.5 million additional Californians through Covered California with up to 90 percent receiving reduced premiums as a result of ACA subsidies. The ACA has also enabled those with pre-existing health conditions to gain affordable coverage rather than being denied Health Insurance or treatment as a result of their condition or lifetime coverage limits.

Those with employer-based and individual market coverage would be at risk of losing access to affordable preventative health care without cost sharing and children would no longer be able to stay on their parents until the age of 26. Increased deductibles and out-of-pocket costs as well as increased insurer profits will no longer be regulated without the ACA, CDI officials said.

“Repeal and replace” will undo the tremendous progress we have made in reducing the number of uninsured by half, both nationally and in California,” said Commissioner Jones. “For the more than 20 Million Americans who gained health insurance coverage thanks to the Affordable Care Act, repeal and replace means death and despair.”

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